California Property Owners.Get Off Your FAIR Plan Policy.Get Covered By A Real Solution.
We're a co-operative of independent California agencies who shop & package custom coverage solutions from multiple A-rated carriers.
FAIR Plan Solutions is not the California FAIR Plan Association, does not represent the California FAIR Plan, and is not endorsed by or affiliated with the California FAIR Plan. Our participating independent agencies represent applicants and policyholders, not the California FAIR Plan.
Residential
Single family homes & secondary residences.
Commercial
Business properties and industrial assets.
Rental
Landlord policies & multi-unit portfolios.
Condo
HOA master policies & individual units.
How it works.
Last-resort insurance is meant to be temporary. We help you find your way back to the standard market.
Submit ZIP
We analyze carrier availability in your area instantly.
Agent review
Our member agents shop multiple A-rated carriers.
Compare options
Review available standard-market and specialty-market options with a licensed agent.
Real agents. Real options. Real Solutions. Real Fast.
- A co-op of independent agencies & brokerages that are not tied to one carrier
- Our member agencies have experience with DIC, supplemental, standard-market, and specialty property placements.
- Our member agencies can handle both residential and commercial P&C policies
- Every participating agent is California-licensed and experienced with complex property insurance situations, including non-renewals and high-risk properties.
- There is no fee to get a quote. If an agent can't find a better solution for you, they will let you know
- We aim to maximize the human part of insurance. Our average client is chatting with a human within 90 seconds
Frequently asked.
Ready for a quote?
Enter your ZIP and we'll start shopping A-rated carriers for you.